Posts Tagged ‘create wealth’

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Just Imagine Your Success

Monday, March 8th, 2010

Having a positive mindset is the first step in living a positive life. This is not a new concept but like most things worthwhile we have to make a conscious effort to stay positive in our everyday experiences. Imagination goes hand in hand with your positive attitude in creating the life you desire.

Imagination can be used as a technique to see in your mind exactly how you want your life to be. Like a garden you must fill your mind and feed your imagination with the seeds you want to grow or the weeds will find there way in and take over. Using your imagination to change your financial situation is no different to elite atheletes seeing their race or game in their mind before taking part. Just like an athelete or a beautiful garden you must prepare or train for a better financial condition all the while using your imagination to see the outcome exactly the way you want it.

Be as clear as possible in your mind, find somewhere quiet, picture the colours, the people, your bank balance. Whatever you desire give it as much life as possible. This may take some practice for some but the more you engage in this excercise the more clearer your desired life will become.

Affirmations will support your imagination so find some that feel good and use them as well. The more positive you are and the more conscious effort you make to creating the life you desire the faster it will all come to you. Support yourself through this process of change allow yourself to feel good and worthy of all you desire. Remember to be grateful for what you have now and for the people in your life. A healthy balance must be maintained or all the wealth in the world will mean little if you lose the love and respect of those around you.

Some suggested affirmations.

  • I deserve to succeed. I am a success.
  • I am a motivated and energetic person.
  • My life is filled with harmony and happiness.
  • I am a positive and successful achiever.
  • I feel good about my life. I can do it.
  • I am at peace with my world.
  • Every day I achieve more and more.
  • Success is mine. I think BIG.
  • I am a happy person. I enjoy life, it is good to me.
  • Each day I do what needs to be done.
  • I have the inner strength and confidence I need to succeed.

Have an Imaginative Day

Teresa and the Team at

AustraliaWealth.com.au

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If I Had My Life To Live Over – by Erma Bombeck

Tuesday, March 2nd, 2010

I thought I would share something different with you today, it made me think more carefully about myself and how I live my life. We must constantly check with ourselves, that what we are doing everyday with our lives is still in tune with our values and the things that really matter.

If I Had My Life to Live Over

I would have gone to bed when I was sick instead of pretending the earth would go into a holding pattern if I weren’t there for the day.

I would have burned the pink candle sculpted like a rose before it melted in storage.

I would have talked less and listened more.

I would have invited friends over to dinner even if the carpet was stained, or the sofa faded.

I would have eaten the popcorn in the’good’ living room and worried much less about the dirt when someone wanted to light a fire in the fireplace.

I would have taken the time to listen to my grandfather ramble about his youth.

I would have shared more of the responsibility carried by my husband.

I would never have insisted the car windows be rolled up on a summer day because my hair had just been teased and sprayed.

I would have sat on the lawn with my grass stains.

I would have cried and laughed less while watching television and more while watching life.

I would never have bought anything just because it was practical, wouldn’t show soil or was guaranteed to last a lifetime.

Instead of wishing away nine months of pregnancy, I’d have cherished every moment and realised that the wonderment growing inside me was the only chance in life to assist God in a miracle.

When my kids kissed me impetuously, I would never have said, “Later. Now go get washed up for dinner.” There would have been more “I love you’s.” More “I’m Sorry’s.”

But mostly given another shot at life, I would seize every minute…look at it and really see it, live it and never give it back. Stop sweating the small stuff.

Don’t worry about who doesn’t like you, who has more, or who’s doing what.

Instead, let’s cherish the relationship we have with those who do love us.

Let’s think about what God HAS blessed us with. And what we are doing each day to promote ourselves mentally, physically, emotionally.

I hope you all have a blessed day.

by Erma Bombeck

Erma wrote this after she found out she was dying from cancer. It may have been too late for Erma to live the kind of life she saw as more fulfilling and worthwhile, don’t let it be too late for you.

There are so many ways to invest in life with your enthusiasm, your gratitude, your energy. So many ways to create wealth so you can live financially free. Keep striving to promote yourself you have gifts within you, share them with the world.

I hope this short note from Erma will encourage you to examine where you are and choose a path that will lead you to a greater life, lived.

Have an Awesome Day

Teresa and the Team at

AbsoluteWealth.com.au

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Challenge Yourself to Success

Saturday, February 13th, 2010

Doing what it takes to be successful can be a challenge, stepping out of the mediocre line, becoming above average isn’t always comfortable but it is an answer to many problems.

It is human nature to grow, to expand, to progress if you are not challenging yourself there’s a good chance you are not feeling completely happy with your life.

Life is for growing, achieving and building upon the talents and abilities we possess. Our challenge is to constantly and consisitently strive to reach our full potential. We all have more that we can give, the extra sit up, run just 5 more minutes, read one more page. Whatever it is we can push past our inner barriers and get closer to our goals.

What are the qualities needed for success?

They are whatever qualities you possess utilised to the fullest extent possible at any given time. So don’t sit back and wait for something to happen get up, go out and go find the answer to achieving your dreams and goals. There is no perfect moment to get started, but there will always be reasons and excuses to wait for a better time and so waiting becomes a habit. Make a start, a small one is better than none at all, and then just keep going.

Once you decide to take action guard yourself against the critics and even your own harsh judgement. You will make mistakes but mistakes are fine as long as you adjust yourself and keep going. You have an obligation, and you deserve, to live a successful life, to strive for happiness and abundance.

Creating wealth in your life honestly then using your wealth wisely is something you can be proud of. So what are you waiting for? Give yourself permission, for it is only yourself that holds you back.

Have an Amazing Day

Teresa and the Team at

AustraliaWealth.com.au

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Success in Point Form

Tuesday, January 19th, 2010

1. Keep Your Goals in Sight

I bet you’re saying that you already know this, that’s great but are you following through?        Do you have your goals up on the wall where you can see them several timnes a day? Do you get excited when you read them? How much energy you put in here will have a direct correlation with your results and achievements. Don’t skimp on this very important first point.

2. Take One Step at a Time

Trying to do it all at once can be your worst enemy, nothing really gets done as it should. If you find that you have to carry out a lot of the roles yourself at first then at least be well organised. Keep a planner and prioritise your day and complete one task at a time to the best of your ability.

3. Teach What You Know

Be prepared to pass on your work, delegate. Don’t keep all the work to yourself part of your roll when becoming successful is passing on your knowledge. Once you have mastered a skill consider whether it will be more beneficial to teach someone else to complete the necessary task so you can leverage your time. If you are tied up with every aspect of your business or endeavour how will you have any time left to grow and develop.

4. Do Something Everyday

If you have written out your goals it is a good idea to factor into your schedule at least thirty minutes each day to do something towards achieving them. It may be a phone call, an exercise or study, whatever it is include it in your daily schedule and you will move that little bit closer everyday.

5. Keep Learning

If you are wanting to create wealth you have to be prepared to keep learning, taking responsibility for the financial knowledge you need is up to you.

6. Believe in Yourself

It can be hard to stay on track sometimes, well meaning fanily and friends may be telling you it can’t be done. But you know with belief , desire and commitment amazing things have been achieved. It’s your life, you owe it to yourself and the world to live it to the best of your ability.

Have an Inspiring day

Teresa and the Team at

AustraliaWealth.com.au

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Take Time

Tuesday, January 12th, 2010

How important is time?

Let’s go over the concept of time a little. Do we really appreciate just how precious it really is?

My guess is probably not. Everyday we are all given the same amount of hours in the day, hours that once spent cannot be replaced. How much thought do you give to time, really?

The way I think about time is the same as I feel about life, we have to make the most of it because once it’s gone…it’s gone.

So how do you use your time?

You have no power to change how many hours there are in each day, your potential power lies in how you use that time. We all say we need more hours in the day, we need to be able to turn 24 hours into thirty or thirty-six.

So how do you see time, is it working with you or against you?

If you want to succeed in any endeavour whether it’s having successful relationships, success in work or studies or in creating wealth you have to be in control of your time, don’t let time control you.

Do you give control of your time to worry or fear, do you let yourself be pulled away from tasks you have set, are you distracted when you are with the people you love?

If you are to succeed in achieving your goals - you have a mission, if you choose to accept it.

Take control of your time.

Examine your moments in time, you are either in control or out of control, there is no in-between.

To take control of your life make a list of your daily activities, plan your day, assess where you need to spend your time and stick to it.

Have an Incredible Day

Teresa and the Team at

AustraliaWealth.com.au

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Residential Property for Wealth Creation

Thursday, January 7th, 2010

Residential property is low risk and offers good returns it is tax effective and can be easily managed by most investors.To build a successful property portfolio devise and stick to an investment strategy.

There is a simple formula that is used by many successful investors and has been for as long as property has been available. The simple formula is to buy income producing property that is financed appropriately to achieve maximum tax benefits while you are working. As the value in the property rises and your cash flow increases you are able to refinance, puchase another property and increase your net worth.

Many property investors use a buy and hold strategy to create wealth over time reinvesting the equity to create more wealth. With long term property investment, initial price, interest rates and timing are less significant as time is on your side.

If you want to be successful in property investing it’s a good idea to seek advice from experienced successful property investors. Be responsible for your own education there is plenty of information available.

One strategy to use is to first buy your own home, be patient and allow some equity to grow as well as paying as much as you possibly can onto your mortgage.

Then use the equity in your home to secure an investment property. The best type of loan here is usually a fixed rate paying interest only but do your research first to see if this will be your best option. Look for a median-priced property in a good location and in a region that has long term sustainable growth (large town or city). Make sure the property will meet your needs as well as a tenants.

As cash flow and values continue to increase you can buy more properties using the above method and build a property portfolio. Budget carefully, make sure you know how to utilise all the tax benefits available to you, set reasonable rents and maintain your properties.

When you are ready to retire you are then in a position to sell one or two properties to reduce or pay off your debt and have rental income to continue to maintain the properties and provide you with retirement income.

Fear can stop you making the most of your life but knowledge acquired and then used can help you create wealth and a greater lifestyle for your family. It is best to understand that wealth does not happen overnight but with careful planning and commitment true solid wealth can be achieved. Take responsibilty to learn all that you can especially from those who have already achieved what you desire.

Have a productive day

Teresa and the Team at

AustraliaWealth.com.au

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Breakthrough Limiting Beliefs

Thursday, December 31st, 2009

All the knowledge and education in the world will not help you if you don’t get your fears and beliefs in order. Jamie McIntyre young Australian millionaire has followed Anthony Robbins teachings successfully taking himself from homeless and in debt to a successful businessman, investor and wealth coach.

Anthony Robbins has stated ‘Belief is the main determinant of your wealth and success‘. Robbins has come to believe this through his own experiences as well as from his encounters with thousands of people through his years as a personal development coach. Believing that you can ‘achieve wealth and success’ is not a whimsical notion but rather the beginning of knowledge that becomes conviction of some well known truths, that if you follow some proven strategies you will get the desired results.

Fear of loss or failure can prevent us from moving forward, risking what we already have for something we don’t yet have or cannot see can be immobilising, this is where belief comes in. If you believe you can have something better, if you can convince your subconscious by creating emotion and excitiment around your goal the fear of loss can be overcome.

If you have been striving to achieve but have yet to reach your goal you will most likely need to examine what actions you have been taking so far and make some adjustments. Consider the following and take some steps towards them now…

  1. Write down four things you need to do but keep putting off.
  2. Under each one write the answer to this question. ‘Why haven’t I done this? What pain have I associated to this?’
  3. Write down what pleasure you get by using the above reason to stop you from completing the task.
  4. Write down what it will cost you by continuing to put off the above task. This usually involves more than just money.
  5. Write what pleasures will result if you completed the task.

Remember that your fears and beliefs have come from your interpretation of past experiencse, successful people have come to realise that the past does not equal the future.

Anthony Robbins has stated some key truths that must be understood if you are going to break through limiting belief barriers:

  • New experiences only trigger change if they cause us to question our beliefs.
  • When we believe something we no longer question it in any way.
  • If you question anything enough, you’ll eventually begin to doubt it.
  • A conviction eclipses opinion and belief, due to the different emotional intensities we link to an idea.

Have a powerful day

Teresa and the Team at

AustraliaWealth.com.au

Reference

Anthony Robbins, author, personal development coach, speaker and peak perfromance trainer.

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Spiritual Laws

Friday, December 25th, 2009

Seven Spiritual Laws by Deepak Chopra broken down into bite size pieces easy to learn, easy to digest, you can use these to form the vital foundations of your life.

The Law of Pure Potentiality

  • Take time to be silent
  • Commune with nature, see its Intelligence
  • Practice non-judgement

The Law of Giving

  • Bring each person you meet a gift (Compliment, smile, prayer)
  • Gratefully receive all gifts (nature, sunshine, family, friends, material)
  • Keep wealth circulating by giving and receiving (caring, affection, appreciation and love)
  • Wish everyone you meet happiness, joy and laughter.

The Law of Karma (Cause and Effect)

  • I witness the choices I make in each moment
  • When I make a choice I ask myself,

    • 1) What are the consequences? 2) Will this choice bring fulfilment and happiness to me and to all those affected.

  • I ask my heart for guidance and am guided by my comfort or discomfort. I pause and see the consequences of my action with my inner wisdom.

The Law of Least Effort

  • I practice acceptance I know that this moment is as it should be.
  • I take responsibility for my situation and for all those events I see as problems. Every problem is an opportunity in disguise.
  • Today my awareness will be in defencelessness, I remain open to all points of view.

The Law of Intention and Desire

  • I make a list of all my desires and I carry this list wherever I go. I look at this list before I go into my silence and meditation, I look at it before sleeping, and I look at it in the morning.
  • I release this list and surrender it to creation trusting the evolution of things.
  • I remind myself to live in the present. I refuse to allow obstacles to consume and dissipate my attention in the now. I accept the present as it is and manifest the future through my deepest most cherished intentions and desires.

The Law of Detachment

  • I commit myself to detachment. I allow myself and others to be who they are. Iwill not rigidly impose my idea of how things should be, I will not force solutions. I participate in everything with detached involvement.
  • Today I factor in uncertainty as an essential ingredient of my experience. In my willingness to accept uncertainty, solutions will spontaneously emerge out of the problem, out of the confusion, disorder and chaos.
  • I step into the field of all possibilities and anticipate the excitement that can occur when I remain open to an infinity of choices.

The Law of Dharma or Purpose in Life

  • I lovingly nurture my spirit (soul). I pay attention to my spirit, I awaken to the deep stillness within my heart. I carry the consciousness of timeless, eternal being in the midst of time bound experience.
  • I make a list of my unique talents. I use them in the service of humanity. When I express my unique talents I lose track of time and create abundance in my life as well as in the lives of others.
  • I ask myself daily ‘How can I serve’ and ‘How can I help’.
These seven spiritual laws can be used daily in every area of your life – personal, financial and health as well as spirit. A healthy attitude and mind will assist you in maintaining a healthy body  which will allow to have the energy and resilience to build a successful life.
Have a beautiful family day
Cheers
Teresa and the Team at
AustraliaWealth.com.au

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Know Your Market

Thursday, December 17th, 2009

 Investors need to understand the market they are investing in, whichever one that may be. It is important to research facts, data, potential profit and loss as well as fees and charges, rather than rely on speculation or observation, if any of theses are overlooked you place your capital at risk.

Some facts associated with property investing are outlined below,

  • Demand for housing is determined mainly through demographic changes. These changes include:- population growth (increased migration, higher birth than death rates), changes in household size (through divorce, children leaving home).
  • The rate of new dwellings being built is increasing - an analysis conducted by the Commonwealth Treasury estimated that the demand for housing will increase to 200,000 per annum by 2010 while new dwellings are expected to reach only 150,000 to 160,000. Add to that a shortage of available land and the result is an imbalance between supply and demand that can only result in Australian property values increasing.
  • Affordability is always an issue.                                                                       When is the right time to enter the market?                                                   The answer to that is always, ‘Now is as good a time as any’. What you must do though is look at ways to organise your finances and understand what way is going to work best for you.

The Government has extended first home owners grant assistance into the first half of 2010 to encourage entry into the property market so if your in a position to take advantage of this. Another option you may consider is to buy and rent. This strategy means you buy in an area you can afford with the intention to rent the property out, the property has the potential for capital gain over time and can often offer a high rental return. Meanwhile you rent in an area that suits you for location and work, with the freedom to relocate as desired. The idea is to get into the market now and stay there for the long term. If, as a buyer you can combine solid research with a medium to long term outlook you will find many opportunities offering good capital growth.

So don’t get discouraged by listening to reports of economic turmoil a few wise men in the past have created massive wealth in similar times, just be open to finding the right oportunity for you.

Power Thought

I am open to the opportunities that are always around me.

Repeat this thought often.

Teresa and the Team at

AustraliaWealth.com.au

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So Who Wants to Budget?

Thursday, December 17th, 2009

Okay living by a budget may not be what you want but it doesn’t have to spoil all your fun. A budget is simply a way of managing your wealth. If you have any money at all, then by world standards, you can be considered wealthy. I know that living expenses in Australia are considered to be amongst the highest in the world but pretty much everyone in the countryhas  or has access to, some form of income.

Not everyone will manage their income wisely but you do have a choice. A budget will help to keep you informed as to where your money goes and give you more of a choice of what you can spend it on.

Your budget can be structured to suit you and your lifestyle and can be adjusted as necessary. If you have been living part of your lifestyle on credit and therefore beyond your means you can turn things around with a budget. Living beyond your means always costs you more in the long run.

The idea of a budget is not to stop you enjoying life or spending your money on things you want. It is designed to allow you to have these things using your own money and avoiding credit traps and the extra costs that involves.

A few budgeting tips :-

  • Your budget should correspond with your pay period, weekly, fortnightly or monthly. Calculate your bills and other living expenses into the same cycle. If your bills are monthly or quarterly and you a paid weekly or fortnightly divide your bill into smaller amounts and transfer out of each pay into a bill paying account. If you do this consisitently you will always have funds available when bills are due avoiding late or overdraft fees that can substantially eat into your budget.
  • Revise your budget regularly, don’t overlook this task for more than a year.
  • Pay yourself first, 10% into personal savings and 10% can go to whatever you choose. If this is too much while you clear debt then work up to it as quickly as you can.
  • Make sure your budget allows for occasional expenses like haircuts, presents or outings that could blow your budget if not taken into account.
  • Divide your budget into categories such as savings, household, debts, transport, personal and other.

Remember to deduct enough from each pay to cover all your bills, expenses and incidentals. Check if one area is taking a large chunk of your income and see if you can cut back in some areas and build up in others. Cutbacks could include non essential such as a daily coffee, magazines, or too many take aways. Building up could then Consist of extra payments on credit cards or loans even small amounts will help or adding to savings or investment accounts for creating wealth.

I hope you can see that a budget is not a bad thing designed to take the enjoyment out of your life but a way for you to be in control of your money and not the other way around.

Power Thought

My income is increasing everyday,

Repeat this thought to yourself daily.

Have an Awesome Day

Teresa and the Team at

AustraliaWealth.com.au

 

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